Category: Home Insurance

Owning a historic home in Orlando, FL is a unique privilege, but it also comes with specific considerations regarding home insurance options. Historic homes often have distinctive architectural features, require specialized restoration, and carry historical significance.  

Preserving the Legacy

Restoration and maintenance of historic homes can be costly. Insurance coverage that includes restoration costs is essential for owners of historic properties. This coverage helps protect against unexpected damage or loss and ensures that funds are available to restore the home to its original grandeur. 

Safeguarding Historical Significance

Owners of historic homes often prioritize preserving their property’s historical significance. Specialized coverage options can address the unique needs of preservation efforts. This may include coverage for costs associated with historical research, documentation, or compliance with preservation guidelines. 

Ensuring Uniqueness

Historic homes often boast unique architectural features, such as ornate woodwork, stained glass windows, or intricate detailing. These features may require specialized coverage to protect their value. 

Establishing Value

Owners of historic homes should consider obtaining a professional appraisal and documentation. This documentation can be valuable evidence during insurance underwriting and ensure accurate coverage. It helps establish the property’s value, the costs associated with restoration or repairs, and any unique features requiring specialized coverage.

Expertise and Understanding

Working with insurance providers specializing in covering historic homes is essential when insuring them. We understand the risks and challenges of historic homes and can provide customized coverage options tailored to their needs. We can also offer guidance on appropriate coverage limits, restoration costs, and preservation efforts, ensuring comprehensive protection for the historic home.

Allavance Benefits Insurance Group Can Help You

Here at Allavance Benefits Insurance Group, we can answer all your questions about home insurance. We serve the Orlando, FL, region. Contact us today.